LIEB BLOG

Legal Analysts

Tuesday, October 31, 2023

Mortgage Lending Discrimination: NY AG's Report & Proposed Solutions

On October 31, 2023, the NY AG Letitia James released a report detailing racial disparities in homeownership and financing throughout NY while calling to enhance the state's anti-discrimination law, the New York State Human Rights Law (NYSHRL). 


The Report highlights that mortgage applicants of color are denied mortgages at nearly double the rate of white applicants, regardless of credit score, income, size of the loan, and other factors. Plus, they are more likely to be charged higher interest rates on their loans and less likely to be approved to refinance to lower rates. These higher costs total over $200 million extra to minorities. 


The Report calls for the strengthening the NYSHRL to explicitly cover disparate impact discrimination based on race, including increased enforcement against lenders. In fact, it has a 3 step plan:  

  1. Obtain increased $$ for government agencies to conduct fair lending work.
  2. Strengthen NYSHRL to prohibit lenders from engaging in discrimination any practice by requiring lenders to have a legitimate and nondiscriminatory justification for their actions. 
  3. Passing Senate Bill 795 to prohibit unfair business practices. 

If you'd like to read more about the report click here.




Monday, October 30, 2023

AI Discrimination Being Regulated by President Biden's New Executive Order

On October 30th, 2023, President Biden issued an Executive Order (EO) addressing discrimination caused by artificial intelligence (AI), amongst other topics. 


The White House announced this EO in seeking to prevent AI from leading to and deepening discrimination, bias, and other issues in justice, healthcare, and housing. 


Now, agencies will be empowered to combat algorithmic discrimination, while enforcing existing authorities to protect anti-discrimination rights and safety. 


In summary, the Executive Order: 

  • Calls for clear guidelines to keep AI algorithms from being used to exacerbate discrimination by landlords, Federal benefits programs, and Federal contractors.
  • Tackles algorithmic discrimination through training, technical assistance, and coordinates with the Department of Justice and Federal civil rights offices for best practices to investigate and prosecute AI civil rights violations.
  • Ensures fairness throughout the criminal justice system by developing best practices for the use of AI in sentencing, parole and probation, pretrial release and detention, risk assessments, surveillance, crime forecasting and predictive policing, and forensic analysis.

The Biden Administration Blueprint for an AI Bill of Rights sets out steps those using AI can take to ensure fairness and equality. The steps include regularly checking for and addressing any biases in the design and use of AI systems, using diverse and representative data to avoid discrimination or unfair impacts, ensuring accessibility for people with disabilities during the design and development of AI systems, conducting tests to identify and address any disparities before and after the AI system is in use, providing clear oversight from organizations to ensure fairness, and conducting independent evaluations and sharing easy-to-understand reports, including test results and how any issues are being addressed, to ensure these protective measures are in place.


If companies fail to comply and use AI incorrectly to deepen discrimination and bias, this Executive Order will become the basis for discrimination lawsuits as a result of the incorrect use.


To learn more about the Executive Order click here. To read the Biden Administration Blueprint for an AI Bill of Rights click here




Friday, October 27, 2023

NYS Amends the Banking Law to Protect Home Buyers Against Unregistered and Unlicensed Mortgage Brokers

On October 25th, 2023 Governor Hochul signed A1153A to amend New York State's Banking Laws to protect against unregistered and unlicensed mortgage brokers. 


This amendment prohibits mortgage lenders from conducting business with any individual or entity which it knows or should have known is acting as a mortgage banker or a mortgage broker without being licensed or registered with New York State's Department of Financial Services (DFS). This amendment exempts entities who provide mezzanine mortgages.


This amendment also requires a mortgage banker, mortgage broker or entities who provide mezzanine mortgages to notify DFS of any mortgage banker or a mortgage broker acting without being licensed or registered.


If non-exempt unlicensed or unregistered mortgage banker or a mortgage broker engages in unauthorized activities after DFS issues a cease-and desist notice, then that non-exempt unlicensed or unregistered mortgage banker or a mortgage broker is liable for the actual damages equivalent to the amount of money paid to the person affected.


This amendment goes into effect November 7th, 2023, which is the 13th days after it became a law. Click here to read the law. 

 




Thursday, October 26, 2023

NYS Amended the Education Law to Prohibit Corporal Punishment in Private Schools

On October 25th, 2023 Governor Hochul signed A05010 to amend New York State's education law to prohibit religious private school and non-religious private schools from using corporal punishment on students. This amendments is effective as of October 25th, 2023. 


The bill discusses how every two years, the US Department of Education asks every public school in the country to report on the number of students it has physically punished during the previous year. In an analysis of that data it was revealed that males, young persons of color and students diagnosed with a disability are significantly more likely to be the victims of this abuse by their teachers and school administrators.


If you are  male, person of color, or have been diagnosed with a disability and received corporal punishment at a private school in New York within the last year, you may have a claim for discrimination under New York City Human Rights Law ("NYS Human Rights Law").  


If you are a maleperson of color, or have been diagnosed with a disability and received corporal punishment at a private school in New York not within a year you may still have a national claim. 


For males who were enrolled in a religious private school in the last 3 years you may be able to submit gender discrimination claim under Title VI claim. However, Title VI does not include emotional distress damages.  


For persons of color who were enrolled in a private school in the last 4 years you may be able to bring a disparate treatment case, under 1981 and get emotional distress damages. You may also be able to submit a Title VI claim but this won't include emotional distress damages. 


For persons with a diagnosed disability who were enrolled in a private school in the last 3 years you may be able to bring a claim under the Americans with Disability Act and are not limited to non-emotional distress damages. 


If you are not a New York resident you still may have a national claim under Title VI, 1981, and/or Americans with Disability Act. Check your state's local laws to see if you potentially have a claim under state law. 


To read more about this amendment to the education law click here
















NYS Protects Homeowners from Discrimination by Real Estate Appraisers in New Addition to the State's Human Rights Law

On October 25th, Governor Hochul signed A06833 adding additional protection to New York State's Human Rights Law making it clear that discrimination of any kind is unacceptable in New York. This addition is effective as of October 25th, 2023. 


This addition will protect Homeowners from being discriminated against by Real Estate Appraisers based on the Homeowner's protected characteristic, including race, creed, national origin, sex, age, disability, marital status, military status, family status, sexual orientation, or gender identity.  


With this addition the Department of State will be able to revoke, or suspend the license of a Real Estate Appraiser found to be in violation of the Human Rights Law. 


New York State felt this addition was necessary after it was revealed that Real Estate Appraisers in Illinois, California, Florida, and Connecticut had been found to lower appraised home values by up to 50% based on what the Appraisers find in the home including, cultural pieces, books written by people of color and family photos of people of color that were left out in plain view. 


New York State is making sure these discriminatory practice does not take place in New York and this addition to the Human Rights Law will discourage these discriminatory acts. 


If you were discriminated against by a Real Estate Appraisers in New York within the last 3 years, you may have a claim under New York State's Human Right Laws.  


To read more about this addition to New York State Human Rights Law, click here.   



Lieb at Law is Hiring: Litigation Associate For High Impact Cases!

Lieb at Law, P.C. is Hiring!


Role Overview: We are in search of a dynamic Associate Attorney with 1 to 3 years of litigation experience. If you are a passionate advocate who thrives in the spotlight of high-profile cases and is eager to tackle complex legal strategies, this position might be for you.

Responsibilities:
  • Handle litigation in Plaintiff, Defense, and Appeals. Fields of practice include Civil Rights/Discrimination, Employment, Real Estate Litigation, Real Estate Brokerage, & Commercial Litigation.
  • Draft pleadings, manage discovery, draft / oppose motions, ADR, administrative proceedings, prepare trials, and draft appeals.
  • Collaborate effectively within a collegial team environment.

Requirements:
  • JD
  • Admitted to the New York State Bar (a plus, but will consider 2023 graduates who just passed the NY Bar)
  • 1+ years of litigation experience, ideally within a private law firm context
  • Proficiency in drafting compelling legal motions
  • Skilled in legal research; experience with Westlaw is a plus
  • Strong organizational, critical thinking, and persuasive communication skills, both written and verbal
  • Familiarity with employment litigation, discrimination litigation, real estate litigation and commercial litigation will be advantageous

About Lieb at Law, P.C.: Our firm stands at the forefront of legal innovation, championing victims of discrimination and offering expertise in a variety of legal sectors. By merging advanced technology with a profound human touch, we ensure top-tier, cost-efficient representation. Our commitment to self-confidence, grit, and skill fuels our success, and we provide our team with cutting-edge tools for collaboration and research.

Our team not only litigates in the courtroom but we also contribute significantly to the broader legal community, with our managing partner serving as a media legal analyst and our attorneys teaching at various educational platforms. At Lieb at Law, P.C., we continually adapt to the evolving legal landscape, giving our clients the strategic edge they deserve.

Why Join Us? From the outset, brace yourself for an immersive experience, tackling challenging cases that not only test and refine your litigation skills but also have the potential to make headlines. The cases you'll work on here are more than just legal proceedings; they're opportunities to influence case law and drive policy changes for broader societal betterment. Our team is a harmonious blend of seasoned professionals, deeply committed to mentorship, where we ensure every member's growth. If you aspire to leave a lasting imprint in the legal arena and effect genuine change, Lieb at Law, P.C. is where your journey begins.

Resumes to careers@liebatlaw.com



Wednesday, October 25, 2023

NewsNation: Attorney Andrew Lieb Talks META Lawsuit Alleging Facebook and Instagram Harm Teen Mental Health

Attorney Andrew Lieb joins NewsNation to discuss dozens of states suing Meta, the parent company of Facebook and Instagram, claiming their social media platforms are designed to be addictive and have contributed to rising mental health issues among American teens. Lieb breaks down the key allegations in the 233-page lawsuit and explains how features like filters and targeted notifications are allegedly used to induce compulsive usage and body image issues in young users.


FOX LiveNOW: Attorney Andrew Lieb Talks Trump Fraud Trial, Michael Cohen Testimony, and Jenna Ellis Flipping

On October 24, 2023, Attorney Andrew Lieb joined LiveNow from Fox to discuss the latest in the various legal cases facing former President Donald Trump. Lieb provided analysis on Michael Cohen's testimony in the New York civil fraud case and the news that a fourth Trump co-defendant, Jenna Ellis, had reportedly flipped on Trump and was now cooperating with investigators. In the interview, Mr Lieb reviews all the latest charges against Trump across multiple jurisdictions, including 91 criminal charges. He also predicts how the increasing legal pressure and cooperating witnesses may impact Trump's ability to avoid conviction, noting that even those who thrive on chaos and adrenaline can be overwhelmed by the compound effect of so many cases and flipped co-defendants.


Tuesday, October 24, 2023

Scripps News: Attorney Andrew Lieb Discusses Plea Deals from Trump Associates in Georgia Election Case

In this interview with Scripps News, Attorney Andrew Lieb analyzes the recent plea deals accepted by two former Trump associates, Sidney Powell and Ken Chesebro, in the Georgia 2020 election tampering investigation. Lieb explains that the prosecutor secured proffer testimony from Powell and Chesebro, indicating she is pleased with what they have to say. He predicts more "dominoes will fall" as the remaining defendants seek plea deals before testimony that could implicate others, including Trump himself. Lieb also shares his expectations for what Powell and Chesebro's differing levels of involvement may reveal about Trump's involvement and mindset. 



FOX LiveNOW: Attorney Andrew Lieb Analyzes Trump Legal Issues as of 10.23.23

In this FOX LiveNOW interview, Attorney Andrew Lieb breaks down the latest legal developments facing former President Donald Trump. He discusses the plea deals taken by Sidney Powell and Kenneth Chesbro in the Georgia election interference case, and what their cooperation could mean for the investigation. Lieb also analyzes the ongoing civil fraud case against Trump in New York, including the judge's $5,000 fine against Trump for violating a gag order. 



Monday, October 23, 2023

FOX LiveNOW: Attorney Andrew Lieb Breaks Down Sidney Powell's Guilty Plea

In this interview on LiveNOW from FOX, legal analyst Andrew Lieb discusses Trump attorney Sidney Powell pleading guilty to election interference charges in Georgia on the eve of her trial. Lieb explains that Powell admitting to tampering with voting machines provides prosecutors with valuable cooperation and could have major implications for the ongoing investigations into Donald Trump and his allies' efforts to overturn the 2020 election results. This segment provides analysis of what Powell's guilty plea means for Trump's potential criminal exposure as well as the possibility of her aiding other ongoing probes.



Thursday, October 19, 2023

Scripps News: The State of the House Without a Speaker: Attorney Andrew Lieb Discusses the Ongoing Leadership Battle in Congress

In this Scripps News interview, Attorney Andrew Lieb answers questions about the ongoing Speaker battle in the House of Representatives. He is asked about there being no limit on votes for Speaker, Patrick McHenry's duties and powers as Speaker Pro Tem, if McHenry could become president in the line of succession, if Hakeem Jeffries could become Speaker if he receives a majority of votes, if legislation could pass under a Speaker Pro Tem, and if Congress can change its own rules similar to proposals to amend the Second Amendment. The interview covers Lieb's responses on the rules governing Speaker votes, McHenry temporarily serving as Speaker, Jeffries or others becoming Speaker, Congress's ability to pass bills in the interim, and the different processes for changing Congressional rules versus amending the Constitution.



Wednesday, October 18, 2023

Understanding the EEOC's Rising Focus on Disability Discrimination: A Call to Action

Recent trends have seen the Equal Employment Opportunity Commission (EEOC) significantly bolster its scrutiny on workplace discrimination, particularly on the front of disability discrimination. As advocates for those who face injustice, Lieb at Law, P.C. delves into these trends and urges those affected to seek their rightful legal recourse.


The EEOC’s Stand
The EEOC's resolve to combat disability discrimination has been noticeably robust. In its recently concluded fiscal year, the EEOC filed a staggering 144 lawsuits, a 55% increase from the previous year. Of these, 48 lawsuits were laser-focused on disability discrimination. That's a 77% rise from the 27 filed in the fiscal year of 2022. To be clear, this is in addition to the countless number of private lawsuits in federal and state courts throughout the country plus all of the administrative claims resolved at places like state / county / city divisions of human rights. 


Other Discrimination Categories
While disability discrimination took center stage, the EEOC has also been active in pursuing cases involving retaliation, race, and religion discrimination. This underscores the broader drive to ensure fair treatment for all, regardless of one's personal attributes or beliefs.


Notable Cases
A recent case that highlights this mounting concern involved Alliance Ground International, a cargo logistics company based in Chicago. The EEOC alleges the company discriminated against a deaf individual, refusing him employment. In another case, the EEOC sued Union Pacific Railroad for terminating employees they considered "color vision deficient." These are but a few examples among many, revealing a troubling pattern of discrimination.


Mental Health: An Emerging Concern
Adding to the spectrum of disability discrimination, the EEOC has started to spotlight employers who fail to accommodate mental impairments. Recent cases have encompassed issues related to autism spectrum disorder, ADHD, depression, anxiety, and PTSD.


Complexities of the ADA
The Americans with Disabilities Act (ADA) is a lifeline for many. However, its complexity can often be a double-edged sword. On one side, it offers protection to the disabled, but on the other, its intricacies can lead employers astray, sometimes unintentionally.


A Growing Regulatory Landscape
With the EEOC's budget set to grow by $26 million in the upcoming fiscal year, their vigilance is only expected to intensify. Topics like racial justice, diversity, equity, inclusion, and systemic discrimination are likely to gain even more prominence.


Your Right to Fair Treatment
No one should suffer discrimination in silence. The numbers and the cases are clear indicators that disability discrimination is an alarming concern that needs addressing. If you or someone you know has faced discrimination of any form, it's crucial to understand your rights and take action.


Lieb at Law, P.C.: Advocates Against Discrimination
At Lieb at Law, we stand steadfast in our mission to support and represent those who've been discriminated against. Armed with expertise, experience, and a deep understanding of the complexities surrounding the ADA, we're here to guide you every step of the way.


Have you faced discrimination? Don't suffer in silence. Reach out to Lieb at Law, P.C. today, and let us champion your cause.







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Thursday, October 05, 2023

FOX LiveNOW: Sam Bankman-Fried's FTX Trial Day | Attorney Andrew Lieb Analysis

Attorney Andrew Lieb joins LiveNOW from Fox to discuss the beginning of jury selection in the trial of Sam Bankman-Fried, the founder and former CEO of cryptocurrency exchange FTX. Andrew analyzes what type of jury Sam Bankman-Fried will need to avoid conviction and explains how strict Judge Kaplan is likely to be. He also discusses the impact of pre-trial publicity and extradition on the case. 



Newsmax: Judge Calls Out Trump's False Statute of Limitations Claim in Fraud Case | Andrew Lieb Analysis

Attorney Andrew Lieb joins Newsmax to break down highlights from a court hearing where Donald Trump made claims about the statute of limitations throwing out 80% of fraud cases against him. Lieb provides an analysis on the judge's statements and how they differ from what Trump said. He explains that while evidence from before 2014 can't be the sole basis of a case, it can still be used if it's tied to ongoing conduct. This ruling leaves Trump in a difficult position as he now has to find a way to overcome an existing summary judgment against him for statutory fraud under Executive Law 63.



Lieb at Law Sets Out to Prove 'Egregious Emotional Distress' - a High Hurdle | Featured on Law.com

📣 Important Update from Lieb at Law!


🔹 Case Feature: As seen on law.com and the front page of the Connecticut Law Tribune, Lieb at Law, P.C. proudly represents Nancy Camp in her case against Adelbrook Behavioral Services Inc.


🔸 Case Summary: The heart-wrenching incident details how a young, vulnerable girl with severe cognitive disabilities was allegedly discriminated against, and “tortured” at Adelbrook. As a form of punishment, she was reportedly pinned down, and a lock of her hair was maliciously cut off.


🔹 Our Stand: At Lieb at Law, we are setting out to achieve a rare goal in the legal arena – proving egregious emotional distress. Our very own Andrew Lieb stated, “We pride ourselves on articulating emotional distress. The facts in this case unequivocally fit the standard. It's paramount for us to communicate the profound impact this has had on the young victim and her mother.”


🔸 Our Mission: We are determined to fight for justice for this Connecticut mother and her daughter. Every child deserves care, respect, and protection. Facilities designed to cater to children with special needs should be held to the highest standard of care.


🔹 Looking Ahead: The police report associated with this case is deeply concerning. Our focus now is on working towards mitigating the damage caused and ensuring such incidents are prevented in the future. 


📞 For legal advice or representation, contact us today. 646.216.8009





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