LIEB BLOG

Legal Analysts

Wednesday, July 21, 2021

Filing a Discrimination Complaint with the NYS Division of Human Rights Just Got Easier

As of July 16, 2021, discrimination victims need not have their discrimination complaints notarized before filing them with the NYS Division of Human Rights, per a change to Executive Law 297(1)


This applies to both victims of employment discrimination and housing discrimination.


According to the laws justification, the notarization requirement "discourage[d] people from filing complaints" and the Division nonetheless received over 6,000 complaints annually. 


How many complaints will the Division receive now? 


Do you think that this new law makes sense? 


Does it matter if a document is notarized? 


Shouldn't preventing discrimination be as easy as pie? 





Tuesday, July 20, 2021

Attention Landlords - Source of Income Discrimination Lawsuits are Coming as of 9/14/2021

On July 16, 2021, new Executive Law 170-e was signed into law and requires that all administrators of housing assistance (governmental / nonprofits) ensure that "individuals who have applied for and are eligible to receive such assistance, payment, subsidy or credit are informed, in writing, of their rights and remedies available under law, with regard to lawful source of income discrimination.”


The law is effective as of September 14, 2021 and that is an important deadline for landlords, brokers, and property managers to get up to speed on the rules to avoid source of income discrimination in their ranks.


To illustrate, a housing provider who requests a credit score from a voucher recipient could be discrimination, a housing provider who demands a minimum income from a voucher recipient could be discrimination, and a housing provider who makes receipt of a voucher a precondition to seeing units could be discriminating.


Do you have policies in place to avoid your team discriminating and subjecting you to a major lawsuit??


More so, those policies better include the forthcoming regulations that the State Division of Human Rights is going to promulgate to particularize this new law.


Are you ready? 






Monday, July 19, 2021

Attention Mom & Pop Landlords & Tenants - New Anti-Discrimination Law

Ever see a landlord renting the second unit in their two-family residence who posted a sign in the window stating "whites only," or what about a landlord asking a prospective tenant for their religious affiliation with the intention of refusing to rent to persons of a particular creed? 


Effective July 16, 2021, that is illegal in the State of New York. 


Previously there was an exemption to anti-discrimination laws that permitted this despicable behavior when a landlord was renting an owner-occupied two-family unit, known as Mrs. Murphy Law.


Now, under Executive Law 296, all property in this state is subject to the same law for discriminatory advertising - it is unlawful to print or circulate or cause to be printed or circulated any statement, advertisement or publication, or to use any form of application, or to make any record or inquiry which expresses, directly or indirectly, any limitation, specification or discrimination as to race, creed, color, national origin, sexual orientation, military status, sex, age, disability, marital status, or familial status, or any intent to make any such limitation, specification or discrimination.


Are you happy that New York State is increasing accessibility and equality for all; or, do you miss the good old days when you could be a miserable bigot? 




Wednesday, July 14, 2021

New Law Extends Partial Tax Abatement Law for Certain Co-Ops and Condos

A new NYS law extends partial real property tax abatement for co-ops and condos within a city containing a population of one million or more, through the NYC fiscal year that begins in 2022.


Technically, the law amends paragraphs (a) and (b) of Real Property Tax Law 467-a (2).


Previously, the Real Property Tax Law authorized partial tax abatement for these co-ops and condos from the fiscal year commencing in 2012 through 2020.  The new law now provides a 2-year extension.


Although the COVID-19 pandemic appears to be in our rear-view mirrors, many families continue to endure hardships caused by the brutal pandemic. As a result, Governor Como continues to pass legislation related to tax abatement and/or exemptions for certain dwellings (e.g., S.6487).


How long will legislation extending tax abatement and/or exemptions for certain dwellings continue to be passed? 


Time will tell...




Tuesday, July 13, 2021

New Law Confirms Section 8 Housing is Managed by NYS, Not Private Industry

Private industries may NOT assume control over federally assisted housing stock in NY, as has happened in CT, which was just made clear by a new law.


Instead, Section 8 housing contracts will continue to be administered by The New York State Housing Trust Fund Corporation ("Corporation") and Division of Housing and Community Renewal ("DHCR") in NY.  


Section 8 of the US Housing Act is designed so landlords can rent housing at fair market rates to low income tenants, in which the federal government will pay a portion of the rent to a landlord through a Section 8 Housing Choice Voucher. 


Private industry would want to take over Section 8 because of the tremendous amount of money flowing from the federal government and the availability to bring efficiencies that would create tremendous profit and innovation.


However, NY will continue to have its federally assisted housing stock controlled by the state and local governments.


Is state / local government better suited than private industry to manage our federally assisted housing stock? Isn't private industry more innovative and efficient? Or, is it that private industry only makes elites rich? Is this the type of thing that is the better domain of government or private industry? 


Regardless, developers and landlords now have predictability into the future when they get involved in subsidized housing. Predictability is always a good thing in business. 






Monday, July 12, 2021

Lieb at Law Promotes Siliato to Partner

Lieb at Law, P.C. is proud to announce that Steven Siliato, Esq. has been elevated to partner at the firm. Mr. Siliato manages the firm’s real estate transactional practice and focuses on corporate transactions, residential, and commercial real estate law.


Since joining the firm 3 years ago, Mr. Siliato has tripled the firm’s real estate closing department. Mr. Siliato's experience and success in real estate earned him the distinction of being named a Super Lawyers® Rising Star in 2019, 2020, and 2021. This prestigious award is given to no more than 2.5% of all eligible attorneys.

Some highlights from Mr. Siliato’s career include the sale of a portfolio of mobile home parks for $240MM; an asset sale of a privately held pretzel manufacturing company for $115MM; an asset sale of a privately held heating, air-conditioning and ventilation equipment distributor for $42mm, the sale of 12 privately held convenience stores in a stock and real estate portfolio sale for $12MM; an asset and real estate acquisition of a funeral home for $8MM; and a $10MM acquisition of a new corporate headquarters by a privately held tile wholesaler which included institutional lending and tax incentives from the New York State Job Development Authority and the Town of Babylon Industrial Development Agency.

Mr. Siliato also has significant experience representing not-for-profit entities in acquisitions, sales, and capital improvement financing.

For fun, Mr. Siliato plays hockey, volunteers with the Long Island Bulldog Rescue, reads nonfiction sports books, and spends time with his wife and kids.



Thursday, July 08, 2021

New Law Extends Tax Exemption for Certain Multiple Dwellings and Government-Assisted Projects

A new NYS law amends Real Property Tax Law section 489, extending tax exemptions for multiple dwellings undergoing alterations and improvements to eliminate fire and health hazards, from 2021 to 2022.


A multiple dwelling means a "dwelling that is either rented, leased, let or hired out, to be occupied, or is occupied as the residence or home of 3 or more families living independently of each other." (Multiple Dwelling Law Section §4 (7)). 


Fire and health hazards that qualify for the exemptions include non-fireproof stairs, windows, elevator shafts, dumbwaiters, fire-escapes, as well as a lack of direct entrance to the cellar or lowest story of a multiple dwelling.


If you own / manage a multiple dwelling and haven't started a project yet, you better act now before it's too late. 





Wednesday, July 07, 2021

Employers Must Immediately Adopt an Airborne Infectious Disease Exposure Prevention Plan

The New York State Department of Labor has finally issued the long awaited Model Airborne Infectious Disease Exposure Prevention Plan.


As a refresher, on May 5, 2021, Governor Cuomo signed the New York Health and Essential Rights Act ("NY HERO Act") into law requiring employers to take various measures to protect employees in the event of a future airborne infectious disease outbreak. 


One of those measures was to adopt a prevention plan. Now that the NYSDOL released the model plan, employers have until August 5, 2021 to either customize and adopt the model plan or create their own plan which, at a minimum, meets the requirements of the model plan.


While employers must immediately adopt a plan, it is important to note that, per the NYSDOL website, the plan is not currently required to be in effect until the New York State Commissioner of Health designates an infectious disease as a "highly contagious communicable disease that presents a serious risk of harm to the public health." 




Tuesday, July 06, 2021

Proposed Amendment for Land Surveyor License Requirements in NYS

A proposed amendment relating to license requirements for land surveyors seeks to uphold the Land Surveyor's Education Bill (which previously amended section 7206-a of the Education Law, by updating certain education experience requirements for licensure as a land surveyor to fall in-line with the national standards). 


The proposed amendment seeks to further update the education and experience requirements for a land surveyor license by the following methods: 

  • Establishing program registration requirements for land surveyor education programs (which include registration and curriculum requirements);

  • Amending the land surveyor education requirements for licensure to conform with national standards; and 

  • Amending admission requirements for the fundamentals of surveying, principles, and practice of surveying, and the NYS jurisdicional examinations. 

Additionally, the proposed amendment requires land surveyor education programs to be: 
  • Approved course of study in land surveying or substantially equivalent program, which leads to a bachelor's degree or higher; or

  • Approved course of study in land surveying which leads to an associate's degree; or

  • Approved course of study which leads to an associate's degree or higher in engineering, math, or related science or their substantial equivalent and includes a minimum of 15 semester hours in four specified subject areas--survey I, survey II, boundary/survey law 1, and boundary/survey law 2; and, if the 15 hours cannot be obtained in any of these 3 subjects, then the 15 semester hours may be gained from other courses including cadastral, geodesy, and remote sensing. 

This new rule makes NYS land surveyor's less qualified; meaning, it's now going to be easier to become one. 

Do you agree that land surveyor licensure requirements in NYS should conform with the national standard? 


Are the proposed education programs to obtain a land surveyor license feasible or too burdensome? 


To make your voice heard, comments should be sent to Kirti Goswami, NYS Education Department, Office of Counsel at legal@nysed.gov by July 12, 2021. Comments are reviewed by Government and that is the time that laws are changed to meet the public's perspective - it's a speak now or forever hold your peace moment. 



Friday, July 02, 2021

New Foreclosure Rule from CFPB

On June 28, 2021, the Consumer Financial Protection Bureau (CFPB) issued a final rule amending Regulation X of the Real Estate Settlement Procedures Act (RESPA) which aims to assist mortgage borrowers with a COVID-19 related hardship in seeking loss mitigation options and delaying foreclosure proceedings to encourage resolution of delinquencies through loan modification.
This Rule is going to make it harder for lenders to foreclose and cause more homeowners to enter a modification thereby avoiding foreclosure.

The Rule has 5 key parts:

  1. It imposes additional requirements before a mortgage servicer may make the first notice or filing required to commence a foreclosure proceeding due to default.
    • However, this requirement is only applicable if:
      • The borrower’s mortgage payment became more than 120 days delinquent on or after March 1, 2020; and
      • The statute of limitations applicable to the potential foreclosure action expires on or after January 1, 2022.
    • If the rule is applicable, mortgage servicers may commence a foreclosure only if:
      • The borrower has submitted a completed loss mitigation application and either:
        • The borrower is ineligible for any loss mitigation options and the borrowers’ appeal, if applicable, has been denied;
        • The borrower rejects all available options; or
        • The borrower fails to perform terms of an agreement on a loss mitigation option;
      • The subject property is abandoned as defined, under state or municipal law; or
      • The servicer has conducted specified outreach and the borrower is unresponsive to such outreach.
    • This requirement expire on January 1, 2022, and thus, mortgage servicers shall be free to commence foreclosure proceedings after such date.
  2. It provides specific limitations for loan modifications, including:
    • A modification may not cause an increase in mortgage principal and interest payments, and may not extend the life of the loan by more than 480 months from the date of the loan modification;
    • A loan modification may not charge or accrue interest on deferred payments, which are not due until the mortgage loan is refinanced, the property is sold, the loan modification matures, or the mortgage insurance is terminated (if the loan is insured by FHA);
    • Modification MUST be made available to borrowers experiencing COVID-19 related hardships;
    • Borrower’s acceptance of a permanent modification, after a trial modification plan, ends any preexisting delinquency on the mortgage; and
    • No fees may be charged in connection with a modification and all existing late charges, penalties, stop payment fees, or similar charges incurred on or after March 1, 2020, shall be waived.
  3. Imposes additional live contact early intervention obligations on servicers to discuss specific COVID-19 related relief:
    • Applies to:
      • A borrower who is not in a forbearance program; or
      • A borrower who is near the end of a forbearance program based on a COVID-19 related hardship.
      • These requirements expire on October 1, 2022.
  4. Requires the servicer to contact the borrower, within 30 days before the end of the forbearance period, if the borrower remains delinquent, and inquire if the borrower wants to complete a loss mitigation application.
  5. Defines COVID-19-related hardship to mean “a financial hardship due, directly or indirectly, to the national emergency for the COVID-19 pandemic declared in Proclamation 9994 on March 13, 2020 (beginning on March 1, 2020) and continued on February 24, 2021, in accordance with section 202(d) of the National Emergencies Act (50 U.S.C. 1622(d)).”

The Rule does not take effect until August 31, 2021. That being said, borrowers should be aware that the CFPB foreclosure moratorium expired on June 30, 2021 and the CDC foreclosure moratoriums for FHA, HUD, VA, Fannie Mae, and Freddie Mac loans ends on July 31, 2021 and to contact their mortgage servicers as soon as possible to inquire about available loss mitigation options.