In the wake of the U.S. Supreme Court's June 26 same-sex marriage decisions, pressure has increased to expand protections under federal, state and local legislation regarding sexual orientation, gender identity and gender expression in the context of employment and housing. In the employment area, the Senate Health, Education, Labor and Pensions ("HELP") Committee has approved a bill, ENDA (the Employment Non-Discrimination Act), that would prohibit employers from discriminating against employees on the basis of sexual orientation or gender identity.
Learn more about employment and housing regulations and see the full published article here
Wednesday, November 20, 2013
Tuesday, November 12, 2013
Get Out Girlfriend - Evicting Your Significant Other
Guess what? If you are trying to evict a family member and you resort to a summary proceeding, it will likely be dismissed. Instead, you will end up in a prolonged ejectment proceeding in Supreme Court or in the appropriate matrimonial / family part depending on your precise circumstances. This jurisdictional result is
because Family Member Evictions are typically not available in a summary proceeding. However, should an unrelated paramour be considered a family member after all?
See the full published article here...
because Family Member Evictions are typically not available in a summary proceeding. However, should an unrelated paramour be considered a family member after all?
See the full published article here...
Sunday, November 10, 2013
Find a housing counselor - Consumer Financial Protection Bureau approves list
Learn if a mortgage is good for you, your clients &/or customers.
Housing counselors provide advice on buying a home, renting, defaults, foreclosures, and credit issues.
In NY, 2 nationally approved housing counselors are:
However, there are many local housing counselors that can be found through this tool.
After, January 10, 2014 lenders will be required to provide a list of ten (10) housing counselors to all applicants for federally-related loans.
The list will also include this warning:
"The counseling agencies on this list are approved by the U.S. Department of Housing and Urban Development (HUD), and they can offer independent advice about whether a particular set of mortgage loan terms is a good fit based on your objectives and circumstances, often at little or no cost to you. This list shows you several approved agencies in your area. You can find other approved counseling agencies at the Consumer Financial Protection Bureau’s (CFPB) website: consumerfinance.gov/mortgagehelp or by calling 1-855-411-CFPB (2372). You can also access a list of nationwide HUD-approved counseling intermediaries at http://portal.hud.gov/hudportal/HUD?src=/ohc_nint.”
No need to wait until January 10th - real estate professionals should start directing consumers to this list today.
Housing counselors provide advice on buying a home, renting, defaults, foreclosures, and credit issues.
In NY, 2 nationally approved housing counselors are:
However, there are many local housing counselors that can be found through this tool.
After, January 10, 2014 lenders will be required to provide a list of ten (10) housing counselors to all applicants for federally-related loans.
The list will also include this warning:
"The counseling agencies on this list are approved by the U.S. Department of Housing and Urban Development (HUD), and they can offer independent advice about whether a particular set of mortgage loan terms is a good fit based on your objectives and circumstances, often at little or no cost to you. This list shows you several approved agencies in your area. You can find other approved counseling agencies at the Consumer Financial Protection Bureau’s (CFPB) website: consumerfinance.gov/mortgagehelp or by calling 1-855-411-CFPB (2372). You can also access a list of nationwide HUD-approved counseling intermediaries at http://portal.hud.gov/hudportal/HUD?src=/ohc_nint.”
No need to wait until January 10th - real estate professionals should start directing consumers to this list today.
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