Do you feel that you are a victim of a mortgage modification scam?
According to the Attorney General: "Thousands of New Yorkers are scammed by companies who take advantage of homeowners in distress."
To combat these scams, the Attorney General established AGScamHelp.com, which offers "free, qualified mortgage assistance relief services from a network of trusted partners operating across the state under the New York Attorney General Homeowner Protection Program (HOPP)."
The new site offers both English and Espanol.
The site also enables one to report a scam in a loan modification.
So, protect yourself if you need a modification. Remember, attorneys can provide valuable assistance in defending a foreclosure, but be careful of "attorneys who bring baseless lawsuits just to charge consumers a fee". Rarely, if ever, can attorney get your mortgage removed from your house. Instead, attorneys can assist in modifications, short sales and deeds-in-lieu of foreclosure incident to defending a lender's lawsuit.