S5472A has created Real Property Law 231-b to create a right to know for renters when it comes to floods.
Now, in addition to providing the history of flood damage at the premises and whether the rental is in a FEMA floodplain, special flood hazard area, or a moderate risk flood hazard area, landlords must include the following notice in all of their leases:
FLOOD INSURANCE IS AVAILABLE TO RENTERS THROUGH THE FEDERALEMERGENCY MANAGEMENT AGENCY'S (FEMA'S) NATIONAL FLOOD INSURANCE PROGRAM (NFIP) TO COVER YOUR PERSONAL PROPERTY AND CONTENTS IN THE EVENT OF A FLOOD. A STANDARD RENTER'S INSURANCE POLICY DOES NOT TYPICALLY COVER FLOOD DAMAGE. YOU ARE ENCOURAGED TO EXAMINE YOUR POLICY TO DETERMINE WHETHER YOU ARE COVERED.